Loans, savings goals, and side-hustle profit — instant, free, no login.
Loan inputs
Enter the amount, rate, and term. Or set your own monthly payment.
%
yrs
Leave blank to use the standard repayment
Monthly payment
£310.65
Total interest
£3,638.87
Total paid back
£18,638.87
Cost of borrowing
24.3%
Principal vs. interest
Insight
Moderate interest cost — compare shorter terms
Over 60 months you'll pay back £18,638.87 (including £3,638.87 in interest).
Balance over time
How this calculator works
Work out the true cost of borrowing, how long it takes to reach a savings goal, and what your side hustle really pays per hour. All numbers update live as you type.