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Freelance & Agency Calculator

Hourly rates, retainers, and project margins — instant, free, no login.

Your numbers
What you need to earn, and how much you actually bill.

Software, insurance, tax, workspace

%
%
Your true hourly rate
£91/hr
Working weeks
46
Total hours
1380
Billable hours
897
Revenue target
£81,600
Where the revenue goes
How this calculator works
Enter your real numbers — target salary, overhead, billable hours — and we'll show the effective rate you need to charge. For retainers and projects, we back out the true hourly earnings so you can spot loss-making work before you sign.